Credit Buyer

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**WHAT YOU’LL BE DOING**:

- Structure decisions to maximize profit and enhance dealer relationships
- Provide prompt, accurate responses to all internal and external inquiries.
- Maintain and develop new dealer relationships by making outside calls that ensure volume objectives and credit quality requirements are met.

**ESSENTIALS THAT WILL MAKE YOU SUCCESSFUL**:

- Possess a positive can-do attitude.
- Ability to communicate effectively and professionally with internal and external customers
- Ability to handle multiple tasks simultaneously
- Strong organizational skills, task management and ability to prioritize multiple items is a must
- Exceptional interpersonal and communication skills
- Self-motivated, requiring limited supervision to successfully execute projects.
- Excellent organizational and time management skills with strong attention to detail.
- Demonstrates ability to cope with ambiguous and changing environments and remains calm under pressure.
- Takes initiative to present problems, concerns, questions, and ideas

**QUALIFICATIONS**:

- Underwriting with Auto Finance experience required.
- Excellent verbal and written communication skills.
- Strong problem solving, organizational, negotiation, and interpersonal skills.
- Highly skilled in credit decisioning, with a solid understanding of consumer credit and applicable federal and state regulations relative to consumer lending.
- Knowledge of indirect loan programs, bank products, and services.
- Results-oriented with a high level of personal initiative.
- Sub-prime lending experience is preferred.
- Experience reviewing credit bureau reports required.
- Ability to work some evenings and Saturday hours.

**WORK HOURS**:

- No Sundays
- 5 day work week schedule
- Work some Saturdays with a day off during the week
- LOCATION: *

**Our office is located in San Jose, Lindora, Santa Ana, Forum 2.
**COMPENSATION**:
$2,000/month + bonus
- **PHYSICAL WORK REQUIREMENTS**:

- Frequently: Minimal physical effort such as sitting, standing, and walking
- Occasional moving and lifting of equipment and furniture is required to support onsite and offsite meeting setup and tear down
- Overtime work may be required based on business needs
- Shifts and/or schedules may change, as dictated by management and business needs
- May be required to sit and review information on a computer screen for long periods of time
- May require repetitive motions of the hands and wrist related to writing and typing at an electronic keyboard