Head of Credit
hace 7 meses
En este rol, tendrás la oportunidad de:
Asegurar que todas las operaciones de créditos y cobros funcionen de manera adecuada a través del monitoreo financiero, reportes y supervisión de los países de Latam validando que los procesos se estén llevando de manera correcta.
Tu principal misión será:
Implementación de los procesos y políticas del área de créditos y cobros para maximizar la efectividad de la cobranza y optimizar días de pago vs días de crédito. Dar seguimiento al desempeño del portafolio de crédito a través de KPI’s y objetivos, asegurando que los procesos se cumplan. Monitorear el cumplimiento de las carteras de crédito en todos los países. Monitorear los límites y excedentes para identificar potenciales riesgos y trabajar con el C level y gerencia local en minimizar riesgos/maximizando ventas. Estandarizar los procedimientos del área a nivel de la región. Realizar análisis y revisión de los créditos a través del monitoreo de los cobros, reservas de clientes, entre otros. Validar los planes de pago y las acciones legales. Coordinar límites y políticas de crédito de los clientes top regionales. Revisar la relación con las agencias de cobros y monitorear todas las cobranzas judiciales, externos. Analizar los casos de créditos vencidos y clientes morosos. Alinear y monitorear la política de liberación de pedidos. Creación y desarrollo de proyectos para el área de créditos y cobros. Revisión mensual de reservas de incobrables con el país tomando en cuenta todos los factores incluyendo seguros y viendo todas las excepciones que hay versus la política. Monitorear e impulsar la optimización de cartera inelegible. Monitorear la póliza de seguro de cartera, incluyendo límites especiales, avisos por no cumplimiento, etc. Ayudar a establecer los objetivos trimestrales del área de crédito y cobranza (performance management / collection optimization).Requisitos para el rol:
Licenciatura en Contabilidad, finanzas, economía o carreras afines. Experiencia en cobros en LATAM, en empresas de distribución y clientes de retail/ tecnología 5 a 7 años de experiencia en posiciones de liderazgo a nivel del área de créditos y cobros. Experiencia implementando políticas en esta área. Inglés avanzado-
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