Credit Analysis Specialist

hace 17 horas


San José, San José, Costa Rica Moody'S Investors Service A tiempo completo

Ratings Operations & Controls (ROC) is a team within Moody's Investors Service that provides preliminary data analysis in the form of component analytical work supporting ratings, research, analytical outreach, and presentations under the guidance of the Team Manager.

About Us

Moody's Investors Service is among the world's most respected and widely utilized sources for credit ratings and research. Our opinions and analysis on a broad range of credit obligors and obligations are valued around the world for their insight and rigor.

Job Description

The Associate role contributes to the success of the Ratings & Research Support (RRS) team by providing a range of support services that contribute to the overall credit analysis function performed by RRS and Ratings & Research (R&R). This role will focus primarily on supporting the Financial Institutions Group (FIG), dedicated to rating banks, insurance, and asset management companies; while there is potential for cross-training in supporting varying asset classes and methodologies as part of career progression.

Key Responsibilities
  • Perform preliminary credit analysis to support ratings, research, analytical outreach, and presentations following guidance provided by D&A Manager.
  • Analyze financial data and statements provided by other teams within Moody's to perform the preliminary analysis.
  • Support credit monitoring/surveillance of issuers by preparing data for surveillance, periodically updating preliminary components of analysis, and initiating/escalating deeper credit reviews when necessary.
  • Demonstrate the ability to understand and identify key analytical factors in support of RRS credit analysis under full supervision and guidance from the D&A Manager.
  • Perform certain routine administrative and other ad hoc credit-related tasks as directed by D&A Manager.
  • Provide support and be a resource to other Associates as a backup under overall supervision of D&A Manager.
  • Interpret and analyze financial data provided by Financial Data Analysts (FDAs) group.
Required Skills and Qualifications

This role requires:

  • A minimum undergraduate/first-level degree in Economics, Finance, or Accounting.
  • Some relevant experience, particularly in non-financial corporate companies.
  • Solid accounting background with strong focus in financial analysis.
  • Intermediate skill level with MS Excel and knowledge of MS Word and PowerPoint.
  • Solid verbal, written communication, and interpersonal skills.
  • Ability to adapt to a changing environment and prioritize tasks accordingly.
  • Ability to work effectively in a collaborative team environment.
  • Strong organizational skills and attention to detail.
  • Written and spoken fluency in English is required; Spanish and/or Portuguese is preferred.
Benefits

At Moody's Investors Service, our workplace culture supports our mission to be the Agency of Choice for our customers, employees, and future employees. Our Culture focuses on Excellence and embodies behavioral qualities such as Integrity, Responsiveness, Collaboration, Respect, and Passion. Our people are our core asset, and we look beyond outcomes to ensure that behaviors and interactions matter.



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