Product Specialist SCoPES

hace 2 semanas


San Rafael, Costa Rica Verisk A tiempo completo
Job Description

US Underwriting Knowledge

> 5 years Loss Control and/or insurance underwriting experience In-depth knowledge of federal and state insurance regulations governing commercial insurance in the United States. Staying updated on any changes or updates to regulations that may impact product offerings. Understanding of the specific needs and ability to identify emerging risks faced by businesses in the United States spread across different industries. Familiarity with standard policy forms and endorsements used in the commercial insurance market.

US Insurance Market

Ability to navigate and interpret the complex regulatory landscape of the commercial insurance market. (Local, State and Federal) Conduct thorough risk assessments to understand the unique challenges and opportunities in different industry sectors. (Emerging business types and insurance trends) Tailor insurance products to address specific risks prevalent in the market. Monitor competitors' product offerings, pricing strategies, and market positioning. Ability to explain complex insurance concepts in a clear and understandable manner. Adherence to ethical standards and understanding of legal obligations in the insurance industry. Mitigating legal risks associated with policy language and insurance processes.

Product Owner Experience

Strong critical thinking, analytical problem-solving and collaboration skills  Excellent strategic and critical thinking abilities Knowledge of Agile software development principles and use of the JIRA platform  Working knowledge of tools such as Excel, Power BI, or Tableau to analyze and present data The ability to extract critical business insights from large quantities of data  Effectively communicate product features, benefits, and terms (ex. Mass Timber) to customers, risk engineering, actuarial and other internal stakeholders.

Qualifications

Technical Expertise

Possess both in-depth technical background weighted toward mobile, APIs, AI/ML, IoT, data analytics Leverage data and analytics to identify patterns, assess risk probabilities, and enhance underwriting processes. Use data-driven insights to refine and optimize insurance products for better performance. Working knowledge of programming language such as C# and SQL is a plus

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