Senior Credit Analyst, Credit Risk Exposure Team

Bachelor's degree in finance, accounting, business, economics, or a related analytical field (e.g., engineering, math, computer science), or Bachelor's degree and 5+ years of quantitative role (engineering, process re-engineering, quality assurance) experience
- 5+ years of finance or a related analytical field experience
- 4+ years of solving complex business challenges by delivering accurate and timely financial models, analysis, and recommendations that have a proven impact on business (e.g., financial savings, operational improvements, or customer benefits) experience
- Experience in creating process improvements with automation and analysis
- Experience performing ad hoc analysis using advanced Excel

The Financial Operations Account Receivable team is looking for someone who is driven, creative, results-oriented, and passionate about joining a world-class credit monitoring team. The Senior Financial Analyst Global Credit is tasked with analyzing and evaluating credit models for Amazon global customers. To do so this person will dive deep, leveraging a multitude of data points to identify credit risk proactively while also defining processes and technology solutions that scale. As a Senior Financial Analyst of Global Credit, you evaluate trends in the data including external market data, and internal payment and collections history to determine risk. We are data focused, tech savvy, highly analytical, and knowledgeable about the markets where Amazon operates. Our internal business partners rely on us to develop creative, efficient solutions and deliver awesome results. You will collaborate with cross-functional teams around the globe measuring, monitoring, and analyzing our global credit process. Actively participating with our tech partners to design tools on Amazon’s AWS platforms, analyzing key trends, and leveraging business intelligence to tell the story behind the data. As a Senior Financial Analyst Global Credit, you are comfortable working independently in a fast-paced environment. You prioritize effectively while delivering results across simultaneous initiatives and timelines. Gaining deep understanding of Amazon’s business, and proactively identifying opportunities to improve business decision making based on your knowledge of credit risk.

Key job responsibilities
- Personally performs financial statement and industry analysis providing recommendation of customer credit risk rating to Amazon's business partners
- Reviews credit rating recommendation of analysts and provides feedback/mentorship
- Aid Manager Global Credit in the creation and improvement of credit models to assess risk of Amazon's customers by channel
- Own credit rating, monitoring and influencing appropriate collections actions across portfolio of a major business line
- Collaborate with off-shore front line teams to bring the voice of the customer and align on ideal credit monitoring processes
- Prepare and present documents/analysis for business reviews with stakeholders including weekly business reviews by channel
- Help to define and document requirements for the development and implementation of proprietary credit risk management tools.
- Keep abreast of market trends and provide credit information to Amazon's business partners as requested

About the team
Our team provides credit-monitoring services to Amazon’s businesses including insight into the risk and performance of portfolios. We partner with collections teams by providing a credit perspective to improve free cash flow.

Heredia, H, CRI
- CFA, or MBA
- Knowledge of SQL/ETL
- Knowledge of Python Pandas and time-series forecasting packages
- Experience participating in continuous improvement projects in your team to scale and improve controllership with measurable results