Credit Risk Analyst
hace 3 semanas
**Why finance at Stryker?**:
***:
Are you looking for a profitable and growing company with a great culture and reputation? Stryker was recently named one of the Best Workplace in the WORLD by Fortune Here, you will have many opportunities to learn and grow as we offer development opportunities unique for each employees needs including training, certifications, mentorship, leadership programs, tuition reimbursement, one-on-one coaching and more
The Credit Risk Analyst will be responsible for risk management activities, follow up of orders not being released, annual reviews for credit limits and update whenever a credit limit is exceeded, financial analysis, approving new customer’s credit limits, making sound decisions related to order release for complex situations with customers showing past due debt in their account statement and/or with implicit financial risk. They will contribute to the overall management of credit risk, recommending allowances for doubtful accounts, performing analysis and financial review of high risk & strategic customers, providing risk reporting.
- Active participation in credit committees.
- Evaluates credit data and customer’s financial statements, in order to determine the credit worthiness of the company, assuring controls and adherence to the Stryker Credit Policy.
- Experience interpreting Credit Bureau reports (for example Experian, Dun, Bradstreet) to update customer master records.
- Perform both new account, ad-hoc and periodic review of customer’s credit limits.
- Properly manage the Credit Hold process, protecting cash flow and minimizing losses.
- Follow up on the customers that are on hold until the bad debt is fully reduced.
- Work together with the legal department and collections teams on the Foreclosure, Bankruptcy, legal payment settlements, and change of ownership processes.
- Review customer credit performance in detail and aggregate to assist with preparation of the bad debt provisions.
- Adhere to agreed service levels, company policies and procedures.
- Review and properly follow up of on orders from customers on credit hold, cash in advance or in a bankruptcy situation to release accordingly or take further risk preventive actions.
- Maintain quality relationships with sales and customer service teams to assist with gathering information on credit decisions.
- Active participation in credit committees.
- Evaluates credit data and customer’s financial statements, in order to determine the credit worthiness of the company, assuring controls and adherence to the Stryker Credit Policy.
- Experience interpreting Credit Bureau reports (for example Experian, Dun, Bradstreet) to update customer master records.
- Perform both new account, ad-hoc and periodic review of customer’s credit limits.
- Properly manage the Credit Hold process, protecting cash flow and minimizing losses.
- Follow up on the customers that are on hold until the bad debt is fully reduced.
- Work together with the legal department and collections teams on the Foreclosure, Bankruptcy, legal payment settlements, and change of ownership processes.
- Review customer credit performance in detail and aggregate to assist with preparation of the bad debt provisions.
- Adhere to agreed service levels, company policies and procedures.
- Review and properly follow up of on orders from customers on credit hold, cash in advance or in a bankruptcy situation to release accordingly or take further risk preventive actions.
- Maintain quality relationships with sales and customer service teams to assist with gathering information on credit decisions.
- Investigate and analyze credit risk across divisional outstanding debts and make reliable decisions so that the organization is not exposed to unacceptable credit risk.
- Give support on proposals of balance write-offs.
- Identify repetitive issues or risks and propose on improvement opportunities for increased efficiency.
- Pro-actively reach out to line partners, creating a shared learning environment between remote location and front office.
- Maintain customer accounts balances free of amounts that are no longer collectible due to legal matters, track account status, report on outstanding and cross divisional balances and prioritize collection activity.
- Analyze extended payment terms requests.
- Track the payment plan of customers to ensure proper collectability and minimize the risk of increasing bad debt.
- Follow up overdue accounts, initiate demand letters and notify the internal and external customers about holds, change in payment terms.
- Work with other Invoice to Cash teams to help resolve differences and improve processes.
- Maintains documentation to support A/R transactions and facilitate the efficient review and audit of books and records. Comply with all internal control procedures to ensure accurate financial record.
-Bachelor’s Degree in Business Administration, Industrial Engineering, Accounting, Finance, or related field
-
-
Credit Risk Senior Analyst
hace 2 semanas
Heredia, Costa Rica Brenntag A tiempo completo**CREDIT RISK SENIOR ANALYST**: Our team in **Heredia** currently has an opening for a **Credit Risk Senior Analyst** > **YOUR ROLE & RESPONSIBILITIES**: Role purpose: Deliver an efficient credit control service in compliance with company policies and procedures. Improve outstanding collection amounts and ensure bad debts are minimized. Key activities &...
-
Credit Risk Senior Analyst
hace 3 semanas
Heredia, Costa Rica Brenntag A tiempo completo**CREDIT RISK SENIOR ANALYST - COPY**: Our team in **Heredia** currently has an opening for a **Credit Risk Senior Analyst - copy** > **YOUR ROLE & RESPONSIBILITIES**: Role purpose: Deliver an efficient credit control service in compliance with company policies and procedures. Improve outstanding collection amounts and ensure bad debts are minimized. Key...
-
Credit Risk Analyst
hace 7 días
Heredia, Costa Rica DHL A tiempo completoWould you like to be part of the most international company in the world? A company operating in more than 220 countries worldwide, and has been pioneering cross-border express shipping since 1969. Would you like to be part of a business that connects people across the globe? And the more we connect, the better life on Earth becomes. And we reward and...
-
Credit Risk Analyst
hace 3 semanas
Heredia, Costa Rica Infotree Global Solutions A tiempo completoIn this role, you will investigate and analyze credit risks, using available internet and credit agency tools and information. Main Responsibilities - Recommends/implements credit extensions/revocations or renovations according to the account’s state. - Prepares reports of approved and revoked credits. - **Studies in Accounting or Finance.** **A minimum...
-
Senior Credit Analyst, Credit Risk Exposure Team
hace 1 semana
Heredia, Costa Rica Amazon Support Services Costa Rica SRL A tiempo completoBachelor's degree in finance, accounting, business, economics, or a related analytical field (e.g., engineering, math, computer science), or Bachelor's degree and 5+ years of quantitative role (engineering, process re-engineering, quality assurance) experience - 5+ years of finance or a related analytical field experience - 4+ years of solving complex...
-
Heredia, Costa Rica Amazon Support Services Costa Rica SRL A tiempo completoThe Financial Operations Account Receivable team is looking for someone who is driven, creative, results-oriented, and passionate about joining a world-class credit monitoring team. The Senior Financial Analyst Global Credit is tasked with analyzing and evaluating credit models for Amazon global customers. To do so this person will dive deep, leveraging a...
-
Senior Credit Analyst, Credit Risk Exposure Team
hace 4 semanas
Heredia, Costa Rica Amazon Support Services Costa Rica SRL A tiempo completoThe Financial Operations Account Receivable team is looking for someone who is driven, creative, results-oriented, and passionate about joining a world-class credit monitoring team. The Senior Financial Analyst Global Credit is tasked with analyzing and evaluating credit models for Amazon global customers. To do so this person will dive deep, leveraging a...
-
Heredia, Costa Rica Amazon A tiempo completoDescription The Financial Operations Account Receivable team is looking for someone who is driven, creative, results-oriented, and passionate about joining a world-class credit monitoring team. The Senior Financial Analyst Global Credit is tasked with analyzing and evaluating credit models for Amazon global customers. To do so this person will dive deep,...
-
Credit Risk Senior Analyst
hace 1 mes
Heredia, Costa Rica Brenntag A tiempo completoOur team in Heredia currently has an opening for a Credit Risk Senior Analyst YOUR ROLE & RESPONSIBILITIES Role purpose: Deliver an efficient credit controlservice in compliance with company policies and procedures. Improve outstanding collection amountsand ensure bad debts are minimized. Key activities &responsibilities: Review credit...
-
Credit Risk Senior Analyst
hace 4 semanas
Heredia, Costa Rica Brenntag A tiempo completoOur team in Heredia currently has an opening for a Credit Risk Senior Analyst YOUR ROLE & RESPONSIBILITIES Role purpose: Deliver an efficient credit controlservice in compliance with company policies and procedures. Improve outstanding collection amountsand ensure bad debts are minimized. Key activities &responsibilities: Review credit...
-
Credit Risk Senior Analyst
hace 1 semana
Heredia, Costa Rica Brenntag A tiempo completoOur team in Heredia currently has an opening for a Credit Risk Senior Analyst (Temporary). YOUR ROLE & RESPONSIBILITIES Role purpose: Deliver an efficient credit controlservice in compliance with company policies and procedures. Improve outstanding collection amountsand ensure bad debts are minimized. Key activities &responsibilities: ...
-
Senior Credit Risk Modeler
hace 4 semanas
Heredia, Costa Rica Moody's A tiempo completoOverview In the Banking group, we help lending institutions make important decisions about their business, particularly when they are providing loans, managing risk, or conducting financial planning for the future of their institution. We do this with our innovative software and reliable analytics, helping them understand how to do their job better...
-
Credit Controller Analyst I
hace 3 días
Heredia, Costa Rica Thermo Fisher Scientific A tiempo completoWork ScheduleStandard (Mon-Fri)Environmental ConditionsOfficeJob DescriptionPosition SummaryThe âCredit Controller Analyst Iâ will play a key role within the âOrder to Cashâ Department, in supporting the business in the skilled management of credit exposure and collection of trade debt for the NA Region.To ensure success as a credit...
-
Senior Risk Analyst-risk Management
hace 3 semanas
Heredia, Costa Rica Moody's A tiempo completoThis role will report to the SVP Risk Management, in business Risk Management lead for ROC and will support the program development and implementation of MIS’s Regulatory Reporting Risk Governance Framework, operationalization and implementation of the MIS Risk Management Program in ROC, implementation of MIS’s Risk Management Framework and Program. The...
-
Senior Risk Analyst-risk Management
hace 2 semanas
Heredia, Costa Rica Moody's A tiempo completoThis role will report to the SVP Risk Management, in business Risk Management lead for ROC and will support the program development and implementation of MIS’s Regulatory Reporting Risk Governance Framework, operationalization and implementation of the MIS Risk Management Program in ROC, implementation of MIS’s Risk Management Framework and Program. The...
-
Risk Analyst Ii
hace 3 semanas
Heredia, Costa Rica BCD Travel Corporate A tiempo completo**Do you want to work in a fast-paced and exciting environment, where no two days are the same? **We are looking for a Risk Assessment Analyst II that will work within the Information Security organization to ensure program objectives goals, policies, procedures, and standards align to meet the business objectives of BCD Travel.** **Risk Analyst II,...
-
Senior Insider Risk Analyst
hace 4 semanas
Heredia, Costa Rica Experian A tiempo completoFull-time Employee Status: Regular Role Type: Hybrid Department: Legal & Compliance Schedule: Full Time Shift: Day Shift **Company Description**: - Experian is the world’s leading global information services company, unlocking the power of data to create more opportunities for consumers, businesses and society. We are thrilled to share that FORTUNE...
-
Senior Insider Risk Analyst
hace 4 semanas
Heredia, Costa Rica Experian A tiempo completo**Company Description** Experian is the world’s leading global information services company, unlocking the power of data to create more opportunities for consumers, businesses and society. We are thrilled to share that FORTUNE has named Experian one of the 100 Best Companies to work for. In addition, for the last five years we’ve been named in the 100...
-
Operational Risk Analyst
hace 4 semanas
Heredia, Costa Rica Citi A tiempo completoThe Third-Party Management (TPM) Risk and Performance Analyst will join Citi’s Enterprise Third Party Management group, which is accountable for the end-to-end Third-Party Management program at Citi, for internal Third Parties, also known as Inter-Affiliates. The Internal Oversight and Operations team, within Enterprise TPM, provides operational support,...
-
Operational Risk Analyst
hace 13 horas
Heredia, Costa Rica Citi A tiempo completoThe Third-Party Management (TPM) Risk and Performance Analyst will join Citi’s Enterprise Third Party Management group, which is accountable for the end-to-end Third-Party Management program at Citi, for internal Third Parties, also known as Inter-Affiliates. The Internal Oversight and Operations team, within Enterprise TPM, provides operational support,...
