Financial Analyst

hace 7 horas


San José, San José, Costa Rica Zm Financial Systems A tiempo completo

At Zm Financial Systems, we empower people to make better decisions and achieve brighter futures. Our mission is to be the agency of choice for our customers, employees, and future employees.

We value excellence and embody behavioral qualities such as integrity, responsiveness, collaboration, respect, and passion in our workplace culture.

The Data & Analytics (D&A) / Ratings Operations & Controls (ROC) team plays a crucial role in supporting the overall credit analysis function performed by our teams.

The Associate role provides an opportunity to contribute significantly to the success of our Ratings & Research Support (RRS) and Ratings & Research (R&R) teams by providing analytical support services.

Key Responsibilities
  • Perform preliminary credit analysis to support ratings, research, analytical outreach, and presentations following guidance provided by the D&A Manager.
  • Prepare financial spreadsheets and charts, analyze data and financial statements, build and update financial models and forecasts, and write analytical commentary in accordance with Moody's methodologies.
  • Interpret and analyze financial data provided by the Financial Data Analysts (FDAs) group to perform the preliminary credit analysis.
  • Demonstrate the ability to understand and identify key factors that affect issuers and issuer credit ratings under full supervision and guidance from the D&A Manager.
  • Support credit monitoring/surveillance of issuers by preparing data for surveillance, periodically updating preliminary components of analysis, and initiating/escalating deeper credit reviews when necessary.
  • Perform certain routine administrative and other ad hoc credit-related tasks as directed by the D&A Manager.
Qualifications
  • Minimum undergraduate/first-level degree (e.g., Bachelor's Degree or equivalent qualifications) in Economics, Finance, or Accounting.
  • Prior relevant experience, particularly in non-financial corporate companies, is preferred.
  • Solid accounting background with strong focus on financial analysis.
  • Intermediate skill level with MS Excel and knowledge of MS Word and PowerPoint.
  • Solid verbal, written communication, and interpersonal skills.
  • Ability to adapt to a changing environment and prioritize tasks accordingly.
  • Ability to work effectively in a collaborative team environment.
  • Strong organizational skills and attention to detail.
  • Written and spoken fluency in English is required; Spanish and/or Portuguese is preferred.


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